AUTO INSURANCE

WE KNOW AUTO INSURANCE

With more than 250,000 automobile crashes occurring in BC each year, top-quality auto insurance is a vital way to protect you and your family. No matter where you’re going or what you’re driving, we’ll make sure you have the right coverage to protect what matters to you most. Central Valley Insurance helps you make informed decisions. While we primarily place coverage with ICBC (“Insurance Corporation of British Columbia”), we can also place private coverage for motorcycles, vacation trailers and increased limits of coverage over and above ICBC’s mandatory basic coverage. We will advise and recommend the different options and coverage based on your unique situation and policy to ensure that you are well informed and able to make educated decisions on all your auto insurance needs.

CENTRAL VALLEY COVERS ALL TYPES OF CAR INSURANCE

We’ll do it right and get you moving fast, no matter the vehicle you’re insuring:
Passenger Vehicles

Passenger Vehicles

Recreational Vehicles

Recreational Vehicles

Commercial Vehicles

Commercial Vehicles

Motorcycles & Bikes

Motorcycles & Bikes

Off Road Vehicle

Off Road Vehicle

ICBC Autoplan Basic

Basic Insurance provides the minimum amount of coverage legally required to operate a motor vehicle in BC

$200,000 Third-Party Liability

If you are involved in an at-fault accident, this will protect you from any claims made against you for material damage or bodily injury to the other party. We highly recommend that you carry much higher limits, which are available at a reasonable premium. Speak to our Autoplan staff for further details.

Accident Benefits

This will pay for the loss of wages or benefits, rehabilitation, and medical expenses related to an auto accident death regardless of who was at fault.

Underinsured Motorist Protection (UMP)

This will cover you and your family for your injuries in the event that you are involved in an accident where the other party does not carry adequate insurance coverage.

Hit-and-Run and Uninsured Motorists Protection

Your Basic Autoplan policy will cover you to the limit of $200,000 if you are injured or killed by a hit and run or uninsured motorist.

Inverse Liability Coverage

This will cover you in any North American jurisdiction where the law restricts you from recovering your losses from a driver that caused the accident.

Optional Coverage

Central Valley Insurance has extensive expertise in auto insurance. Although Autoplan offers a good basic package, the reality is the minimums are usually not enough to cover loss and injury expenses. We can help you determine the best coverage and optional coverages you may want to consider. Optional coverage is available through ICBC and private insurance brokers and can cover:

  • Excess Third Party Liability: limits up to $5 million are available.
  • Extension Underinsured Motorist Protection: allows for up to $5 million extra coverage.
  • Loss of Use: loss of Use coverage can help you stay mobile by reimbursing you for the cost of temporary rental vehicles.
  • Collision: cover repair and replacement costs, even if you are at fault.
  • Comprehensive: this covers the unexpected such as theft and vandalism, fire, earth, and hail damage.
  • Specified Perils: similar to comprehensive but is less expensive as it is limited in coverage.
  • Rental vehicle coverage extends Third Party Liability (up to $2 million), Collision and Comprehensive coverage to vehicles you rent within Canada or the USA.
  • New Vehicle Protection: if you have invested in a brand-new vehicle you will want to see if new vehicle replacement coverage and limited depreciation endorsement are right for you.
  • Specialized coverage: for luxury cars, off-road vehicles, motorcycles and autos in storage.

 

Call us today to speak with one of our experienced Insurance Agents to discuss your specific Auto Insurance needs.

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Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
Client Logo

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Maria Marlin Retired Govt Officer, ON, Canada
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WE LOVE TO HEAR Words From Our Customers

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Client Photo
Maria Marlin Retired Govt Officer, ON, Canada

Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

Head Office

#160-32500 South Fraser Way, Abbotsford, BC V2T 4W1

Call Us

604-744-0999