AUTO INSURANCE
WE KNOW AUTO INSURANCE
With more than 250,000 automobile crashes occurring in BC each year, top-quality auto insurance is a vital way to protect you and your family. No matter where you’re going or what you’re driving, we’ll make sure you have the right coverage to protect what matters to you most. Central Valley Insurance helps you make informed decisions. While we primarily place coverage with ICBC (“Insurance Corporation of British Columbia”), we can also place private coverage for motorcycles, vacation trailers and increased limits of coverage over and above ICBC’s mandatory basic coverage. We will advise and recommend the different options and coverage based on your unique situation and policy to ensure that you are well informed and able to make educated decisions on all your auto insurance needs.
CENTRAL VALLEY COVERS ALL TYPES OF CAR INSURANCE
Passenger Vehicles
Recreational Vehicles
Commercial Vehicles
Motorcycles & Bikes
Off Road Vehicle
ICBC Autoplan Basic
$200,000 Third-Party Liability
Accident Benefits
Underinsured Motorist Protection (UMP)
Hit-and-Run and Uninsured Motorists Protection
Inverse Liability Coverage
Optional Coverage
Central Valley Insurance has extensive expertise in auto insurance. Although Autoplan offers a good basic package, the reality is the minimums are usually not enough to cover loss and injury expenses. We can help you determine the best coverage and optional coverages you may want to consider. Optional coverage is available through ICBC and private insurance brokers and can cover:
- Excess Third Party Liability: limits up to $5 million are available.
- Extension Underinsured Motorist Protection: allows for up to $5 million extra coverage.
- Loss of Use: loss of Use coverage can help you stay mobile by reimbursing you for the cost of temporary rental vehicles.
- Collision: cover repair and replacement costs, even if you are at fault.
- Comprehensive: this covers the unexpected such as theft and vandalism, fire, earth, and hail damage.
- Specified Perils: similar to comprehensive but is less expensive as it is limited in coverage.
- Rental vehicle coverage extends Third Party Liability (up to $2 million), Collision and Comprehensive coverage to vehicles you rent within Canada or the USA.
- New Vehicle Protection: if you have invested in a brand-new vehicle you will want to see if new vehicle replacement coverage and limited depreciation endorsement are right for you.
- Specialized coverage: for luxury cars, off-road vehicles, motorcycles and autos in storage.
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Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.
