BUSINESS INSURANCE

CUSTOMIZED COMMERCIAL POLICIES FOR SMALL TO MEDIUM-SIZED BUSINESSES

When you run a business, responsibility is synonymous with risk management. You want to ensure that you are as efficient as possible going about providing the best service possible to your customers while maintaining good business standards and looking after your property. It’s a lot – and sometimes, despite our vigilance, things can go wrong. Luckily, Central Valley Insurance offers business insurance so that you can rest easy knowing we’re hard at work aligning the right coverage and risk management program to support you and your organization.

We have access to a number of different underwriters and more specialized insurers so we can shop around for competitive prices and “packaged” products. As a result we can offer customized commercial policies. We help ensure your policy includes coverage for direct damage as well as lost income, and liability, including defense costs, if necessary.

Central Valley Insurance offers a variety of coverage options to ensure we’re able to build you a policy that’s as special and unique as your small business is.

Commercial Property Insurance

Whether you own your building, lease your workspace or work from home, business property insurance protects your business’ physical assets against loss or damage from a broad range of causes including theft, fire, smoke, water, and vandalism.

Business Interruption Coverage

Business interruption income protection will pay your loss of net income and continue paying normal operating expenses if you’re unable to run your business due to a loss from a covered event. The policy also includes coverage for extra expenses to help you limit your loss and/or get back to business sooner.

Liability Coverage

This coverage protects your business against loss arising from your legal responsibility of bodily injury or property damage that your business causes to others. Typically losses arise out of slip and fall type incidents on the premises and activities of employees going about their business, as well as arising out of alleged defects in products sold or construction or repair operations after they are completed.

If you wish to have an insurance representative assist you over the phone or in person you can always contact us for more information.

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    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Maria Marlin Retired Govt Officer, ON, Canada
    Client Logo

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Maria Marlin Retired Govt Officer, ON, Canada
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    WE LOVE TO HEAR Words From Our Customers

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Client Photo
    Maria Marlin Retired Govt Officer, ON, Canada

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

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