HOME INSURANCE

PROTECT YOUR HOME WITH THE RIGHT INSURANCE COVERAGE

At Central Valley Insurance, we know your living situation is as unique as you are and that all home insurance is not created equal. It’s because of this that we offer a variety of home insurance packages covering your home and personal belongings, whether you reside in an apartment, a condominium or a house.

Unlike a lot of insurers, we also believe in starting with the basics: making sure we help you assess your risks and the value of your property and design a policy that provides you with the level of protection you need for peace of mind. Central Valley Insurance has extensive expertise in home insurance and we have developed a proprietary risk strategy service to ensure that you have the correct insurance coverage for your home located in Metro Vancouver.

HOME INSURANCE

For many families, their home is their largest investment and everything inside it has equal value whether it is financial or sentimental. You can’t put a price tag on everything, but it is critical for you to protect your investment and belongings the best you can. At Central Valley Insurance, we take the time to listen to your circumstances and customize coverage specific to your situation.

If you are in the process of buying a home, most banks require that you have insurance before they will lend you the money to purchase the home. We work with new home buyers daily, understand how the mortgage industry works and can create a plan to satisfy the insurance-related qualifications.

If a problem should arise and a claim needs to be filed, you can count on us to deliver exceptional customer service. Our experienced team can offer advice and means to quickly resolve your claim, and get things back to normal.

HIGH VALUE INSURANCE

High Value Home Insurance is for homes with a replacement value over $1,000,000. These policies are specialized to include coverage’s and limits that are not offered on regular Home Insurance Policies. These policies often cost slightly more than standard Home Insurance policies but come with more value added services such as home appraisals; high end claims service and restoration companies, cash payout options, and more.

High-Value Home Insurance can include coverage for Kidnap and Ransom, Equipment Breakdown, Cash Settlement options, Wine Collection coverage, Art Collection Coverage and Jewellery and Furs Coverage. You will also benefit from Excess Liability policies covering your vehicles including auto’s and boats, and excess liability for other insured properties like seasonal homes.

CONDO & TOWNHOME INSURANCE

Condo or townhouse owners have special insurance requirements. Do you have the right coverage to meet these requirements as well as protect your investment and everything in it? Multiple dwellings sharing the same property comes with risks. Damage from one condo can cause damage to all of the surrounding condos. You may be careful in the protection of your home, but someone else may not have the same regard. Because of the increased risks, you should be diligent in selecting the right coverage.

Central Valley Insurance makes securing insurance quick and easy so you have time to attend to the important things in life knowing that you are in good hands.

TENANT INSURANCE

Tenants Insurance is for people who are renting a Home or Condo and require Insurance for their personal property and Liability. While your landlord’s homeowner insurance policy covers some aspects of a home, as a renter, you are responsible for any damage that you do to the property. A renter’s insurance policy also protects your personal belongings if they are damaged. Many landlords require their renters have insurance as a condition of renting.

Contact us to discuss affordable renter’s insurance options so that you can have peace of mind knowing you’re protected from fire, theft, or other unexpected events.

If you are a landlord renting out your property, Central Valley Insurance representatives will make sure you are covered for all possible circumstances, and yet keep the cost down understanding that you are probably renting out the property as a source of income.