LIFE INSURANCE

PROTECT YOURSELF AND YOUR FAMILY WITH LIFE INSURANCE

At Central Valley Insurance, we understand that no two people are the same. That’s why we offer a wide range of life & health insurance benefits that can be customized to the unique needs of you and your loved ones. As part of our comprehensive coverage, we offer life insurance, mortgage insurance, critical illness insurance, disability insurance and dental & health insurance.

The main objective of life insurance is to provide financial funds in case an insured person dies so that their family members, significant others or any other beneficiaries can maintain their living standards.

The secondary objective of life insurance (more sophisticated insurance types) is to serve as a financial vehicle accumulating value that can be recovered at a later point. Below you will find an overview of the major life insurance types.

Need help to find out which life insurance policy is right for you?

At Central Valley Insurance, our team of insurance advisors can custom tailor coverage to suit your budget, lifestyle and needs at every stage of life while maintaining the flexibility to make changes as your needs evolve.

Term Life Insurance

Term life insurance is easy to afford and easy to buy. It meets high, short-term protection needs for the lowest initial cost and thus is a good way of meeting immediate financial security needs of your family. For e.g. term life insurance covers you for 5, 10 or 20 years at a time and therefore is generally lower in cost compared to permanent coverage. Your beneficiaries will receive a flat amount in the event of your death.

Permanent Life Insurance

Permanent life insurance can protect you for your lifetime. It builds a tax-advantaged cash surrender value and provides a death benefit. Two types of permanent life insurances are: participating life insurance and universal life insurance.

Critical Illness

Critical illness insurance protection can provide you with a lump sum payment if you suffer from a covered critical illness such as heart attack, cancer or stroke etc.

Call us today to speak with one of our experienced Insurance Agents to discuss your specific Life Insurance needs.
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    Client Logo

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Maria Marlin Retired Govt Officer, ON, Canada
    Client Logo

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Maria Marlin Retired Govt Officer, ON, Canada
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    WE LOVE TO HEAR Words From Our Customers

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

    Client Photo
    Maria Marlin Retired Govt Officer, ON, Canada

    Very helpful fully explaining the different plans. Cash value is accessed via loans, which accrue interest and reduce cash value our valuable items.

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    #160-32500 South Fraser Way, Abbotsford, BC V2T 4W1

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